In what ways is private health insurance different from public health insurance?

Private health insurance refers to policies offered by private insurance companies, as opposed to government programs. Approximately half of the American population has private health insurance.

The number of Americans with individual or family health insurance coverage outside of their workplace is only 6%.

Additionally, private health insurance is much less regulated than major medical coverage. There are many types of health insurance available, including short-term health plans, fixed indemnity plans, critical illness plans, accident supplements, dental and vision policies, etc. Private health insurance companies offer all of these types of policy coverage, but these plans are generally designed to serve as supplementary coverage rather than as a person’s sole health insurance coverage (or, in the case of short-term health insurance, as temporary insurance).

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